16640 Cody Creek Ct

4.75% VA LOAN ASSUMPTION POTENTIAL $425,000 NO CDD FEES Built in 2022, this 5-bedroom, 3-bath home offers 2,782 square feet on a cul-de-sac in the intimate Eagle Bend/Hidden Bluff community. Enjoy a downstairs primary suite, a second downstairs bedroom and full bath, three upstairs bedrooms, and an oversized loft. Quartz countertops, 42-inch soft-close cabinetry, stainless steel appliances, luxury vinyl plank flooring, and a screened lanai complete the package. Community playground and jogging path, with convenient access to River City Marketplace, I-295, I-95, and Jacksonville International Airport. Qualified VA-eligible buyers may be able to assume the seller's 4.75% VA loan. At the $425,000 asking price, the estimated equity gap is $29,000 about 6.8% before closing costs and other required funds. Schedule your private showing today! Assumption requires buyer qualification, sufficient VA entitlement for substitution, and lender approval. A 4.75% VA LOAN ASSUMPTION OPPORTUNITY AND A HOME WITH ROOM TO GROW. Why wait to build when this 2022 home offers 5 bedrooms, 3 full baths, 2,782 square feet, and the potential to assume the seller's existing 4.75% VA loan? Offered at $425,000, the home has an estimated equity gap of approximately $29,000. That's about 6.8% of the purchase price, before closing costs and other required funds. Assumption is available for consideration to qualified VA-eligible buyers only, subject to approval and sufficient entitlement for substitution. Inside, the open main living area brings everyone together, with 9-foot ceilings, luxury vinyl plank flooring, and a kitchen featuring quartz countertops, 42-inch soft-close cabinetry, stainless steel appliances, and a generous breakfast bar. From a quiet morning coffee to a house full of guests, the layout makes everyday living easy. The downstairs primary suite offers a comfortable retreat, while a second downstairs bedroom and full bath provide flexibility for guests, extended family, or a home office. Upstairs, three additional bedrooms, a full bath, and an oversized loft give you space to spread out. Create a movie room, playroom, homework area, or second living room the possibilities fit the way you live. Enjoy the outdoors from your screened lanai, with a backyard ready for relaxing, entertaining, or adding your personal touch. Set on a cul-de-sac in Eagle Bend/Hidden Bluff, this intimate community of approximately 30 homes offers a playground, jogging path, and NO CDD FEES. River City Marketplace, shopping, dining, I-295, I-95, and Jacksonville International Airport are conveniently accessible, making this a great location for work, travel, and everyday errands. Nearly new construction. A flexible five-bedroom layout. No CDD fees. And a potential 4.75% VA loan assumption. Schedule your private showing and explore what this home could mean for your next move. Financing disclosure: Seller will consider a VA loan assumption by a qualified VA-eligible buyer with sufficient entitlement for substitution. The estimated $29,000 equity gap, approximately 6.8% of the $425,000 purchase price, is based on an approximate $396,000 outstanding loan balance and is not the total cash required to close. Actual amounts will vary with the final purchase price, loan balance, closing costs, and other required funds. Assumption is subject to buyer qualification and servicer/lender and VA approval as applicable. Other buyers may purchase using other acceptable financing or cash.